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FIS 260 Week 2 DQ 1 And DQ 2

FIS 260 Week 2 DQ 1 And DQ 2
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FIS 260 Week 2 DQ 1 And DQ 2

Week 2 DQ 1

Financial institutions serve various functions and roles.  You are probably familiar with the services and functions of commercial banks and other depository institutions, but what about contractual savings organizations, securities firms and finance companies?  Why do you think these institutions are important to the financial system?  Why are insurance companies and pension funds necessary?  How do investment companies and brokerage firms operate?  What do you think would happen if there were no finance companies?

Week 2 DQ 2

Why do you think international banking is important?  What are some of the differences between banks in the United States and those in other countries?  Why did the United States pass the International Banking Act in 1978, and then the Foreign Bank Supervision Enhancement Act in 1991?  Do you think these laws are a good idea, or do you think that the banking system in this country should more closely resemble the banking systems of other countries?  Explain your answer.


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